TERMS OF USE

This Website is proprietary to the Lawyers’ Insurance Association of Nova Scotia (“LIANS”). If you wish to access and use this Website (the "Site"), you must accept and agree to be bound by, and comply with, these terms of use (the "Terms"). If you do not agree to these Terms, then you must refrain from accessing or using the Site. All Terms will apply irrespective of the specific use made by Internet users of this Site.

Site content

The information contained on the pages of this Site is subject to modification and update from time to time without notice. LIANS does not guarantee or ensure the accuracy, completeness, currency or authenticity of any Site content, Site functionality, or your transmission of any Site content from the Site to you.

Certain aspects of the Site have been prepared by persons who are independent from LIANS. Other World Wide Web sites that may be accessed from this Site by hypertext links are entirely independent of the Site. The inclusion of any site acknowledgments, identification of any person or entity in the Site, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person's or entity's World Wide Web site, products, services, or contributions to the Site.

Other World Wide Web sites which may provide access to this Site by hypertext links are entirely independent of this Site. Any direction by a third party to this Site shall not, in any manner be construed as an endorsement by LIANS of such party’s World Wide Web site, products or services.

Use of the Site

The Site is not intended to, nor does it, provide any insurance, legal, or other advice, and shall not be relied upon by you in that regard. Nothing contained herein is a substitute for exercising your own professional judgment.

You agree that your use of the Site shall be on an "as is" basis entirely at your risk. Neither LIANS, nor any officer, director, or employee thereof, nor any other person associated with the creation of the Site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the Site, including without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, LIANS shall not be responsible for any detrimental reliance that you may place upon the Site or its contents whatsoever.

The Site shall not be used, or relied upon by you, as a substitute for your independent research.

Security

You acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the Internet is not possible at this time. Your confidential use of the Site cannot be guaranteed and you acknowledge that your use of the Site (including information you transmit to the Site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, LIANS shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.

Privacy

Information provided by you through our Site is used for LIANS business purposes only in order to service your needs as an insured member.

LIANS may use "cookie" or related technology in order to track usage of the Site, and in order to improve our service to you.

Governing laws

The laws of the Province of Nova Scotia and the federal laws of Canada applicable therein shall govern as to the interpretation, validity and effect of this Agreement and any use of the Site. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Nova Scotia in any action or proceeding instituted under or related to this Agreement or your use of the Site.

PRIVACY STATEMENT

The Lawyers’ Insurance Association of Nova Scotia (“LIANS”) is established and operated pursuant to the Legal Profession Act and Regulations, as part of the public protection mandate of the Nova Scotia Barristers’ Society. LIANS conducts the mandatory professional liability insurance program for the benefit of the practising insured members.

The vision of LIANS is to be recognized by its members and peers for the superior quality of its professional liability insurance program and for its active risk and practice management program (RPM) that is used and valued by its members.

In accordance with the Regulations, unless disclosure of specific claims information is authorized or required by law, all such information shall be considered to be confidential and shall not be disclosed, and shall not be used for purposes other than for those of LIANS.

LIANS shall develop and maintain statistical information about claims which may be used for various purposes including reports to Council, loss prevention and risk management initiatives and other purposes approved by the Board.

The Risk and Practice Management Program will offer confidential support and assistance to members.

The Lawyers Assistance Program shall also be a confidential program to assist members of the Society, articled clerks, staff or their families experiencing difficulties in their personal or professional lives.

LIANS protects the privacy of all the personal information in our care. LIANS collects personal information in compliance with applicable laws and ethical business practices, in order to provide our services and to conduct business. LIANS limits the information we collect to that which is necessary for, or related to, these purposes. LIANS may use or disclose your personal information for the purposes for which it was collected, other purposes you consent to, or as required or permitted by law. For example, subject to those limitations, we may share personal information with reciprocal insurers, with our solicitors or representatives or with our service providers.

DISCLAIMER

You acknowledge that references, articles, checklists, precedents and other documents on this Site are provided as resources only. Nothing herein is intended to be, nor is it, a substitute for exercising your professional judgment.

You are responsible for ensuring that you are appropriately informed about any legislation or case law that could affect your advice and decisions.

You assume responsibility and risk for your use of the information accessed through this website as well as for evaluating the accuracy, completeness and usefulness of the information provided herein.

The Lawyers’ Insurance Association of Nova Scotia (“LIANS”) disclaims all liability of any kind whatsoever arising out of your use of, or reliance on, the information provided on or through this website.

You acknowledge that references, articles, checklists, precedents and other documents on this Site are provided as resources only. Nothing herein is intended to be, nor is it, a substitute for exercising your professional judgment.

You are responsible for ensuring that you are appropriately informed about any legislation or case law that could affect your advice and decisions.

You assume responsibility and risk for your use of the information accessed through this website as well as for evaluating the accuracy, completeness and usefulness of the information provided herein.

The Lawyers’ Insurance Association of Nova Scotia (“LIANS”) disclaims all liability of any kind whatsoever arising out of your use of, or reliance on, the information provided on or through this website.